Debt Repayment Comparison Notebook

When you have two or more loans, it becomes unclear "which one to pay down more aggressively." The Debt Repayment Comparison Notebook displays the payoff date and total interest for two repayment strategies side by side in large numbers: the "snowball method" (paying off the smallest balance first) and the "high interest priority method" (paying off the highest interest rate first), showing the difference in months and amount. It also shows how many years it will take if you keep paying the minimum on revolving credit. Repayment can be recorded with just one tap at the planned amount, and you can see the path to becoming debt-free.

No login or account registration is required; records are stored only on your smartphone. There are no advertisements. Calculations are estimates based on input values, and we do not provide guidance for loan consolidation or lending services. The free version allows registration, comparison, and recording of up to 2 loans through to completion. The paid version (one-time purchase) removes the limit on the number of loans and enables features such as calculating interest savings from bonus payments.

■ Creator and Development Method
A single operator who is not a technologist develops and operates this service using AI (Claude Code) scheduled execution. Provided by: Godo Kaisha BEST WISDOM